Terms and Conditions

Tax Wellness LLC

Effective Date: June 2, 2026|2007 W Hedding St, Ste 211, San Jose, CA 95128

Welcome to Tax Wellness LLC (“Tax Wellness,” “Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our websites, applications, software platforms, calculators, accounting tools, payroll services, tax-related tools, and related services (collectively, the “Services”).

Please read these Terms carefully before using our Services. By accessing or using our Services, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must discontinue use of our Services immediately.

SummaryThese Terms govern your use of Tax Wellness services. Key points: you consent to data collection and processing; AI outputs require independent review; you remain responsible for verifying all filings and calculations; our liability is limited.

Services Provided

Tax Wellness provides software tools and professional services related to:

Tax estimation and calculation tools
Interest and penalty calculators
Accounting and bookkeeping applications
Payroll management and reporting
Financial reporting and analytics
Bank transaction aggregation and synchronization
AI-assisted financial workflows and automation

Certain Services may include professional tax, accounting, payroll, or advisory services provided separately under written engagement agreements, which may be subject to additional terms.

Consent to Data Collection, Processing, and Storage

By accessing or using our Services, you expressly consent to the collection, processing, storage, and use of your personal, financial, and tax information as described in these Terms and our Privacy Policy.

What You Are Consenting To

Specifically, you consent to Tax Wellness and its authorized service providers:

Collecting personal information (including name, address, SSN/TIN/EIN, date of birth, and government-issued identification)
Collecting financial information (including bank account data, transaction history, payroll records, and accounting data)
Collecting tax information (including W-2s, 1099s, K-1s, prior returns, and dependent information)
Processing your data to deliver the Services, prepare tax filings, generate reports, and provide AI-assisted features
Storing your data on secure servers located in the United States
Sharing your data with authorized third parties (financial institutions, payroll processors, tax authorities, and cloud providers) as necessary to deliver the Services
Retaining your data for periods required by applicable tax, legal, and regulatory obligations

Withdrawing Consent

You may withdraw consent at any time by contacting us at [email protected] or closing your account. Please note that withdrawing consent may limit or prevent us from providing certain Services. Withdrawal of consent does not affect the lawfulness of any processing that occurred prior to withdrawal. Certain data may be retained as required by law even after consent is withdrawn.

Important: By continuing to use the Services after the Effective Date of these Terms, you confirm your informed consent to the data practices described above and in our Privacy Policy. If you do not consent, please discontinue use immediately and contact us to request deletion of your data.

No Legal or Financial Guarantee

Our Services are provided for informational and operational purposes only. While we strive for accuracy, Tax Wellness does not guarantee:

The accuracy, completeness, or timeliness of calculations or estimates
Specific tax outcomes, refund amounts, or filing positions
Penalty computations or compliance determinations
Financial results of any kind

You remain solely responsible for reviewing all information, calculations, filings, elections, and submissions before relying on them or submitting them to any governmental authority or third party.

No Professional Relationship: Use of our calculators, software tools, or AI features does not create a CPA-client, EA-client, attorney-client, fiduciary, or advisory relationship, unless separately established through a signed written engagement agreement.

User Responsibilities

You agree to use the Services responsibly and in compliance with all applicable laws. Specifically, you agree to:

Provide accurate, complete, and up-to-date information at all times
Maintain the confidentiality of your account credentials and not share them with unauthorized parties
Review all imported financial data, transactions, and AI-generated outputs for accuracy before use or submission
Promptly report any unauthorized access to your account or suspected security breach
Comply with all applicable federal, state, and local laws and regulations

You are solely responsible for:

Maintaining backups of your financial records and tax documents
Verifying financial transactions, payroll accuracy, and employee classifications
The accuracy and timeliness of all tax filings and compliance obligations
Determining the appropriate tax treatment for your specific circumstances

Third-Party Integrations

To enable automatic financial data synchronization, we integrate with third-party service providers, including Teller.io, Plaid, financial institutions, and payroll providers. By linking your financial accounts, you authorize these providers to access and transmit your financial data on your behalf in accordance with their respective terms and privacy policies.

Third-party integrations are provided on an “as available” basis. Tax Wellness does not own or control third-party providers and is not responsible for:

Data inaccuracies, duplicate or missing transactions, or synchronization failures
Connection interruptions, delays, or institution outages
API limitations or changes imposed by third-party providers
Privacy or security practices of third-party platforms

Third-Party Terms: Your use of third-party integrations is also governed by those providers’ terms and privacy policies. We encourage you to review them before linking your accounts.

Payroll Services Disclaimer

Payroll calculations, tax deposits, filings, and compliance obligations depend entirely on timely, accurate, and complete information provided by you. Tax Wellness is not responsible for penalties, interest, or liabilities arising from:

Inaccurate or incomplete payroll information submitted by you
Late approvals or missed deadlines
Insufficient account balances for payroll funding
Incorrect employee classifications provided by you
Changes in tax laws, rates, or agency requirements

You remain responsible for reviewing all payroll reports and filings before submission and for ensuring that all employee and compensation information is accurate and current.

AI-Assisted Features

Certain Services include AI-assisted recommendations, transaction categorizations, summaries, and automation features. These features are designed to assist you, not replace professional judgment.

AI Limitation Notice: AI-generated outputs may contain inaccuracies and must not be treated as legal, tax, accounting, or financial advice. You are solely responsible for independently validating all AI-assisted outputs before use, submission, or reliance. Tax Wellness is not liable for errors, omissions, or financial consequences arising from unverified AI outputs.

Intellectual Property

All software, designs, workflows, trademarks, content, logos, calculators, source code, and materials provided by Tax Wellness are owned by or licensed to the Company and are protected under applicable intellectual property laws, including copyright, trademark, and trade secret law.

You may not, without prior written permission from Tax Wellness:

Copy, reproduce, or distribute any part of the Services
Reverse engineer, decompile, or attempt to extract source code
Resell, sublicense, or commercialize the Services or any component thereof
Modify, adapt, or create derivative works based on the Services
Remove or obscure any proprietary notices or labels

Data Security

We implement commercially reasonable administrative, technical, and organizational safeguards designed to protect your data from unauthorized access, disclosure, alteration, or destruction.

By using the Services, you acknowledge and accept that:

No method of electronic storage or internet transmission is completely secure
Third-party integrations introduce additional data security considerations outside our control
You are responsible for securing your own devices and account credentials

In the event of a data breach that affects your personal information, we will notify you as required by applicable law.

Suspension and Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without notice, for any of the following reasons:

Violation of these Terms or our Privacy Policy
Suspected fraud, misrepresentation, or abusive behavior
Nonpayment of applicable fees
Security concerns or suspected unauthorized account access
Unlawful activity or conduct that harms Tax Wellness or other users

Upon termination, your right to use the Services will immediately cease. Sections that by their nature should survive termination (including Sections 3, 8, 11, 12, and 13) will continue to apply.

Limitation of Liability

To the maximum extent permitted by applicable law, Tax Wellness LLC and its officers, employees, contractors, affiliates, and licensors shall not be liable for any indirect, incidental, consequential, punitive, special, or exemplary damages, including but not limited to:

Loss of profits, revenue, or business opportunity
Tax penalties, interest, or regulatory fines
Data loss or corruption
Business interruption
Financial losses arising from reliance on calculations, AI outputs, or third-party data

Our total aggregate liability to you for any claims arising from or related to the Services shall not exceed the total amount paid by you to Tax Wellness during the twelve (12) months immediately preceding the claim.

Limitation Notice: Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

Indemnification

You agree to indemnify, defend, and hold harmless Tax Wellness LLC and its officers, directors, employees, contractors, affiliates, and licensors from and against any claims, damages, liabilities, penalties, costs, and expenses (including reasonable attorneys’ fees) arising from or related to:

Your use or misuse of the Services
Inaccurate, incomplete, or misleading information provided by you
Your violation of any applicable law or regulation
Your breach of these Terms
Any dispute between you and a third-party provider linked through our platform

Privacy Policy

Your use of the Services is governed by our Privacy Policy, which is incorporated into these Terms by reference. Our Privacy Policy describes in detail how we collect, use, store, share, and protect your information, and explains your rights with respect to that information.

By agreeing to these Terms, you also acknowledge and agree to the practices described in our Privacy Policy. You can find our Privacy Policy at https://www.taxwellness.com or by contacting us at [email protected].

Dispute Resolution

Before initiating any formal legal proceeding, you agree to contact Tax Wellness in writing at [email protected] to attempt to resolve any dispute informally. We will make reasonable efforts to resolve any dispute within thirty (30) days of receiving written notice.

If informal resolution is unsuccessful, any dispute arising from or relating to these Terms or the Services shall be subject to binding arbitration in Santa Clara County, California, in accordance with the rules of a mutually agreed arbitration body, unless either party elects to bring an individual claim in small claims court.

You agree to bring any claim in your individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.

Changes to These Terms

We may update these Terms periodically to reflect changes in our Services, legal requirements, or business practices. When we make material changes, we will update the “Effective Date” at the top of this document and, where appropriate, notify you by email or through the Services.

Your continued use of the Services after any updated Terms are posted constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must discontinue use of the Services.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict-of-law principles. Any disputes not resolved through arbitration shall be subject to the exclusive jurisdiction of the state and federal courts located in Santa Clara County, California.

General Provisions

These Terms, together with our Privacy Policy and any applicable engagement agreements, constitute the entire agreement between you and Tax Wellness regarding the Services.

Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Waiver: Failure to enforce any provision of these Terms does not constitute a waiver of our right to enforce it in the future.
Assignment: You may not assign your rights or obligations under these Terms without our prior written consent. We may assign our rights without restriction.
No Third-Party Beneficiaries: These Terms do not create any third-party beneficiary rights.

Contact Information

If you have questions about these Terms, wish to withdraw consent, or need to report a concern, please contact us:

Tax Wellness LLC

2007 W Hedding St, Ste 211, San Jose, CA 95128

Email: [email protected]

Website: https://www.taxwellness.com